👉 Semiloyalty is a type of loan where both the borrower and lender are required to pay interest on their respective balances, but in exchange for this interest, the borrower may also be offered additional benefits or perks. This means that the borrower has some kind of benefit or advantage that they can earn from the loan. For example, if you borrow $100 at a rate of 8% per year and pay an additional $20 each month as interest, you are earning semil