Definition: Travelling insurance refers to a type of insurance that provides coverage for expenses incurred while travelling or visiting certain destinations, especially in cases where there may be unforeseen circumstances such as weather-related issues or unforeseen medical emergencies. The term "travellers insurance" generally describes travel insurance products offered by companies and providers. These policies typically provide protection against the loss of money, valuables, and property if an event occurs during a trip, including theft, damage to property, accidents, lost luggage, and other incidents that can occur while travelling. In some cases, travellers insurance may also cover medical emergencies such as illness, injury, or surgery. The coverage is typically limited to the amount of money that a traveler is insured for in their travel expenses, rather than covering all costs incurred during a trip. The definition of "travellers insurance" can vary depending on the specific type of product offered by the insurer and whether it is used as an umbrella policy or as part of a comprehensive package. Some insurers may offer separate policies specifically designed to cover travellers' needs, such as those that provide coverage for baggage loss or theft. In general, however, travellers insurance covers the costs associated with travelling and includes assistance in case of unforeseen circumstances during travel.
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