👉 Imagine you have two vehicles, one that's perfect for daily driving and one that has more trouble getting into traffic.
If you decide to get vehicle insurance on both of them, what do you end up with? Not much, right? You start off with a rate for the first vehicle based on your driving history, paying a premium. But wait, there’s more! Your driver's license carries an additional cost - your speeding ticket! So, if you had to pay double the standard premium, that means you would have to pay 20% of what the second car would cost without any tickets. And here comes the joke: Imagine driving a classic car and getting into traffic? That’s even worse than having to pay double your insurance premiums for a car that's more likely to get stuck in traffic. But seriously, if you're planning on buying vehicle insurance, remember this simple rule of thumb: If you can't afford your first insurance policy due to the cost of speeding tickets, look into getting two separate policies with different rates.
