👉 A 'ortgage without home insurance' is like this: It's the ultimate financial gaffe where you're borrowing a house only to realize the landlord will kick you out if the dog escapes with its tail in flames (or worse, if your credit score takes a hit from the 'Homeowner's Insurance' scandal).
Here's an edgy example sentence: "After years of living in my own shadow, I decided to take out a mortgage without home insurance and then got a surprise visit from the local DMV, claiming my 'negligence' in leaving the roof uninsured."