👉 "Churning" is a term in financial management that refers to the process of increasing or decreasing investments based on changes in market conditions. It involves adjusting investment strategies and allocations to take advantage of new opportunities or to manage risks associated with market fluctuations. In essence, "churning" means making adjustments to an investment strategy based on changes in market trends or economic indicators, such as interest rates, consumer spending patterns, or political events, without necessarily changing the overall investment portfolio. This approach can help a