👉 The term 'low cost car insurance' is a popular slang term used by many people to describe low costs for driving vehicles with minimal maintenance required. In the context of a joke or pun, this phrase could be interpreted as something like: "Why did the insurance adjuster say that my car was 'low cost'? Because it had no accidents!"
Example sentence: "I had an accident at 2 AM and now I have a low cost car insurance policy to pay for."
