👉 The "insurance yearly cost" is like the monthly budget of your life, but instead of groceries and rent, you're paying for peace of mind, and instead of a cozy blanket, you're paying premiums that could cover your life's biggest fears.
Here's an unsettling example sentence: "After the world's most terrifying earthquake, I decided to insure my sanity yearly cost was $50,000 - because when you've been living under a rock for years, you might just need a safety net for existential dread."