👉 In insurance terms, "insurance with a permit" refers to obtaining a policy of insurance that requires you to pay for certain services without having the necessary paperwork and documentation from your insurance company.
An amusing example sentence might be: "You've got to have a policy with a permit for this plan; it's like taking a license to drive an old car." This phrase conveys a playful way in which insurance is treated as more akin to a requirement rather than an entitlement.