👉 Insurance flood is a term that originated as a joke between insurance agents and clients. It's when you're dealing with a situation where there's a huge chance of losing your home due to a sudden natural disaster, such as an earthquake, hurricane, tornado, fire, or flood.
An example sentence using the slang term might be: "I just had my house flooded by an unexpected flood in California last week, so I'm not sure what to do now. Insurance has offered me a special discount for this situation, but it's only good till next year." The punchline is that insurance flood doesn't mean your home will survive; it means you'll definitely lose it when the worst comes at any moment. The profanity is quite strong and adds an unsettling element to the joke.
