👉 In Texas, where we live, one of the most affordable and widely used forms of personal auto insurance is called "good car insurance." It's a term that has come to be used like a curse, with its meaning often being misunderstood or outright offensive.
Imagine you're driving down the road at night when the road signs are red. You know you have a long way to go, but the gas gauge says it's running low. Suddenly, your insurance company shows up on screen and offers a premium rate for your car—much higher than what it costs to drive without coverage! "Good car insurance," you think, as if it were some sort of magical solution. But wait, what if you're not covered at all? You've got yourself in trouble. The next morning, the gas gauge says zero and there's no way out because your insurer hasn't even offered you any compensation for damages or financial losses caused by a driver who didn't have coverage. It's like being caught off guard on a rainy day. So, when someone says "good car insurance," they're not just saying it's cheap—it's also implying that there's no way to cover your costs if you don't have adequate insurance in place! And let's be real, Texas has some pretty harsh weather.
