👉 Cardholders are individuals who have obtained a credit or debit card, typically for use in commerce. These cards often carry benefits such as discounts on purchases and service fees for transactions made through the card. Cardholders can also be referred to as cardowners if they hold multiple cards, each with different terms and conditions. The term "cardholder" is commonly used in the context of credit or debit cards, but it can also refer to individuals who have obtained a credit card as part of their credit history
