👉 Overcharging is a legal and ethical issue in which someone misrepresents or exaggerates their charges on a credit card statement, resulting in an increase in the amount that should be paid to cover the outstanding balance. This can happen when a customer claims they have made payments for services or goods but in fact, they have not received them. It is important for businesses and individuals to ensure accurate billing practices and avoid overcharging by providing accurate information on their statements.