👉 "Mortgage Disability Insurance - This is like when you have a loan and your mortgage falls due, but instead of paying off the loan, you get a discount on the interest rate so that you can stay in your house longer and still be able to pay off the loan."
Example sentence: "I just got a mortgage disability insurance claim for my $108,000 home because I lost my job with no income. The insurance company said they'd give me a 20% discount on the interest rate so that I can keep paying off the loan and still be able to stay in my home longer."