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Definition:
Insurance "y mas" is a term used in casual conversation to describe someone who doesn't seem to understand the importance of insurance policies or their role in safeguarding one's financial future.
Example Sentence: "Hey, did ya know that life insurance covers you when you're sick? I mean, how much does it cost? Just 20 bucks a year! So if I'm not around to pick up the tab, who will I be responsible for?"