👉 Insurance or Health Maintenance Organization (HMO) is like when you're at your doctor's appointment, and you have to take pills every day to keep you healthy. It's like when you go to a dentist for your teeth, but they're not your regular toothbrusher. And insurance, it's like when you have to pay for all of the things in the store, instead of just what you want. An example sentence: "I'm sorry, Mrs. Smith. I didn't realize that my doctor's appointment is an insurance or HMO visit."