👉 The slang or profane word you're asking about is called "Cactus Insurance." It's a term that has become popular among people who enjoy their lives with a sense of humor and self-deprecating humor.
Imagine the concept of life insurance being like an insurance policy for a cactus plant. Cacti are quite large, dense, and difficult to manage compared to other plants you'd encounter in your daily life. Insurance for this plant is often seen as expensive or overpriced. However, when it comes to life insurance, people find that it’s not just about getting the most coverage, but rather creating a budget plan around what their cactus can afford to pay for its upkeep. They might choose to purchase a policy that covers costs such as funeral expenses, medical bills, and other unforeseen circumstances. For an example sentence, consider: "I'm thinking about getting life insurance through Cactus Insurance. I need to figure out the best plan that will keep me healthy without costing too much."
