👉 Coemption is a type of insurance policy in which two or more individuals are required to purchase one or more policies. This makes it possible for multiple people to benefit from the same coverage, and each person can choose whether they want to buy additional policies or not. For example, if you have health insurance that covers medical expenses (such as doctor visits, hospital stays, medications, etc.), and someone else has a policy that only covers routine medical procedures and does not cover certain types of emergency care,