Definition: Which mortgage lenders use VantageScore? VantageScore, also known as VantageScore 2014 or VantageScore 2015, is a credit score assessment tool used by lenders to make decisions about lending or borrowing for mortgages. The word 'which' in which mortgage lenders use VantageScore refers to the mortgage lenders who are using this particular credit score. In other words, it's asking you to tell me the specific mortgage lenders that are currently using this tool. The definition of "VantageScore" is a proprietary scorecard developed by Moody's and Wells Fargo to assess the creditworthiness of individuals or companies based on their financial performance and risk. This rating is used in lending decisions and has become more prevalent with the rise of online applications like Personalθ΄·ζ¬Ύ, which uses a similar scoring method. In VantageScore 2014, lenders can use it as part of an application for mortgage loans. In VantageScore 2015, this scorecard expanded to include other types of credit and financial institutions such as credit card companies and banks.
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