Definition: Tertials are a type of financial product that is designed to provide investors with the opportunity to invest in a specific asset class, such as stocks, bonds, or real estate. They typically offer an interest rate or return compared to the market average. In a Tertiary investment, the investor pays a fixed amount per year and receives a fixed amount of money back at the end of the term. This allows investors to earn income while still holding their investments in the long run. Tertials are