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Tell us more about "subrogated"

Unsubrogated

Definition: Subrogation is a legal concept in insurance and contract law, where an insurer has the right to recover from another party in case of a loss or damage caused by the insured. It is similar to subrogation in tort law, which allows a third party to recover damages for injuries sustained by another party. In insurance, it refers to the right of the insurance company to recover the premium paid on an insurance policy from any other party who has incurred liability under that policy. This means that if


unsubrogated

Subrogated

Definition: In the context of insurance, a "subrogation" is a situation where an insurer has been called upon to pay for losses or damages that are not covered by the policy. This means that the insured may be required to cover the costs associated with the loss, even if there were no prior agreement between the parties involved. For example, suppose a homeowner's insurance policy is issued to their home, and they have a car insurance policy covering it as well. If the homeowner's car was hit


subrogated