Definition: In finance, "overmellowness" is a concept that refers to a situation where an investor has a higher risk tolerance than their portfolio can handle. This means they are more willing to take on greater risks and may invest in securities with potentially lower returns but with the expectation of receiving higher returns over time. Overmellowness can be influenced by various factors, such as market conditions, asset allocation, and investment horizon. For example, if investors have a high risk tolerance and are