Definition: The word 'insurance coverage auto' refers to a type of insurance policy that provides financial compensation to a driver or pedestrian in an accident caused by the other party's negligence, if applicable. This typically includes personal injury protection (PIP), which provides medical expenses for injuries sustained in an accident, and property damage insurance (PDI) which compensates a driver or pedestrian for damage to their vehicle as a result of an accident. The definition of 'insurance coverage auto' is broad, encompassing a wide range of circumstances that might lead to an accident. It includes both personal injury protection and property damage coverage. Personal injury protection covers medical expenses related to injuries sustained during the accident, while property damage insurance covers loss or damage to a vehicle as a result of the accident. It's important to note that this definition is subject to interpretation and can vary depending on the specific laws in place at the time of an accident and the circumstances surrounding it. Always consult with a lawyer or insurance adjuster for accurate advice tailored to your situation.
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