Definition: The word "car insurance non-owner" refers to a type of car insurance where one person, known as an owner, pays for all or part of the coverage that other people might be responsible for paying. In this case, the "non-owner" is not actually purchasing the policy and owns only a portion of it, with their share being held by another party. The owners are responsible for the payment of any claims made against them due to accidents caused by others in their car. If the non-owner were to experience an accident on their own vehicle while driving under a separate ownership, they would be responsible for paying the costs associated with that incident. This type of insurance is commonly used when the owner owns multiple cars and wants to protect the other owners from potential liability for accidents caused by those other cars.
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