Definition: The term "business insurance small" refers to a policy that insures businesses with less than $10 million in annual revenues or claims over $5 million, typically covering loss due to accidents, theft, fire, natural disasters, terrorism, and other risks. This coverage is commonly offered as part of business interruption and property damage insurance policies. Business insurance small often requires an additional premium payment or deductible to be paid by the insured business for any losses it may incur. The term "business interruption" refers to a disruption in operations or service due to natural disasters such as hurricanes, floods, earthquakes, or wildfires, while "property damage" refers to physical damage caused by fire, theft, vandalism, or other types of damage. Business insurance small is often offered as part of broader insurance packages that cover multiple lines of business and can provide comprehensive coverage for a range of risks. It is designed to help businesses protect against financial losses in the event of accidents or emergencies, while also helping them manage costs associated with maintaining their operations.
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