👉 Okay, letâs tackle that wonderfully weighty quandary â what exactly happens when your freaking mortgage finally vanishes into the bargain-sock dimension? Honestly, you might actually faint a little.
Basically, when the last, glorious chunk of your monthly mortgage payment evaporates into the ether and the foreclosure vultures back away whimpering, here's what generally goes down: 1) You suddenly realise thereâsâŚstuff⌠somewhere that wasnât there before! (Probably a really dusty spare bedroom, unless you actually kept the mortgage rates themselves squirreled away. That would be impressive. 2) There are now absolutely zero monthly deductions from your budget for the house itself â freeing it up to blow on things you probably shouldn't have spent that money on. 3) You will likely feel anâŚoddâŚsense of liberation, mixed with the unsettling realisation that you now basically own a very expensive, empty, beige-walled box. 4) The title paperwork gets finalised and everything is official. Itâs like a really boring victory.
Now, let's get to the potentially disturbing stuffâthe weird afterglow. You might feel an almost desperate need for something
else
to own. Like, maybe a small, very aggressively territorial badger. Because it just doesn't feel quite right having nothing that is entirely your own. 5) And then thereâs the existential dread of wondering what you will actually DO with all those freed-up funds;