👉 Surely, "whole insurance" is a term that refers to being covered by all your insurance policies. It's like having 100 different health plans. In the world of insurance, everyone gets their fair share of coverage from one insurer.
For instance, suppose you're on an auto policy from State Farm and then add another from Nationwide. By default, you get a policy called "Whole Policy" from all three companies combined. This means that if one company drops out, you can still stay covered with the other two, just like having multiple health insurance cards. But let's say you suddenly have no coverage from your auto insurer (the one from State Farm) and only Health One (from Nationwide). What's the best course of action? Just keep your policy until it expires, or buy a new one that has more comprehensive coverage. Your total liability under a "Whole Policy" can be quite high! Now, let's look at an edgy example: It's a sunny day in January, and you're heading out for a hike on the neighboring mountain range. You decide to pack your jacket for the cold winter weather, but don't feel it. Instead, you decide to bring along an extra 10 pounds of ice cream. After setting off on that hike, you start feeling cold again. To add insult to injury, as you're walking up a steep hill, a strong gust of wind suddenly comes down from the mountainside and starts blowing your jacket off
