👉 Sureties are individuals or entities who provide financial assurance to a borrower in exchange for repayment of a loan. They typically take on the risk of defaulting and guarantee that the borrower will meet their obligations, even if the borrower defaults. This type of insurance is used by lenders when they want to protect themselves from potential losses that may arise due to borrower non-payment or failure to fulfill their obligations under a loan agreement. Sureties can include individuals, corporations, government bodies, and other financial institutions that have
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