👉 Sub-ability, also known as sub-utility, is a concept in the field of economics and psychology that describes how people perceive and use resources. It refers to the ability of individuals or groups to allocate their limited resources efficiently and effectively within a given context. In the context of personal finance, sub-ability can be defined as the degree to which an individual's financial decisions are influenced by external factors such as market trends, economic indicators, and social norms. This means that people may perceive themselves
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