👉 Refinancing is a process in which an individual or entity takes out a new loan or mortgage to replace their existing one, typically for a period of time. This could be to pay off debts, purchase a home, consolidate debt, or even to make extra payments on their current mortgage. Refinances are often done when the original loan is no longer sufficient to meet the borrower's financial obligations and they need more funds to pay off the remaining balance.
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