Outrageously Funny Word Dictionary :: Mortgage Qualifier

👉 The slang term you're asking about is "mortgage qualifier" – that phrase is a bit of a mouthful. It refers to a person who has good credit but doesn't qualify for the traditional mortgage loan because they have too much debt, usually in excess of what the lender can afford to cover.

An example sentence would be: "I'm so glad I asked the mortgage qualifier how long my underwater mortgage is!"

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👉 The term 'mortgage qualifier', a term that's now quite out-of-date and has become obsolete in modern parlance, is a euphemism for people who have purchased homes with the intention of refinancing them to pay off their mortgage early.

Here’s an edgy example sentence using this slang word: "Her mortgage qualification was so low she could easily refinance it and get all her money back. That's 'mortgage qualifier' for you, someone thinking they're getting a deal but actually planning on leaving their money in the bank."

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