👉 "Mortgage jumbo rates, a term that refers to a rate at which home loans must be priced based on the size of the mortgage they're giving out. A big, mighty jumbo rate means that for every $100,000 you want to finance with a home loan, you'll have to pay something like 6% or 7%. The word 'jumbo' is not just a slang term; it's literally the larger than life in front of your face.
For example, consider this: I'm looking to buy a house. So, my budget for a down payment would be $100,000 and the mortgage jumbo rates would come in at 6%. If I had less money available, I'd have to pay more, maybe as much as 7% or even higher. This is what mortgage jumbo rates look like, scary and unsettling!"
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