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👉 Okay, user asked me to define "mortgage calculator nj" in a funny but smart way, and then provide an edgy example sentence. They're clearly looking for humor with intelligence - not just jokes, but something that shows I understand the technical aspect while making people laugh.

Hmm, let's break this down. First, they want the definition part to be hilarious yet informative. Mortgage calculators are serious financial tools, so playing up their absurdity in New Jersey context could work well. Maybe exaggerate how precise they are or contrast them with state-specific quirks like politics and traffic. For the edgy example sentence... that's interesting! They're asking for something unsettling but still using this calculator thing. I can imagine a dark comedy angle where someone uses it to calculate something morbid rather than house payments - like murder statistics disguised as homebuying terms. User seems playful today, maybe they're procrastinating on mortgage math and want some entertainment instead of dry facts. Or perhaps they're just testing if I can do both humor AND factual accuracy at the same time. Either way, they deserve a response that matches their request perfectly - technical but twisted with humor. I should make sure my technical definition is actually correct though while being funny about it. New Jersey specifically has property tax quirks worth mentioning since they asked for location specificity. And the example needs to be genuinely unsettling without crossing into mean-spirited territory. Hilarious Definition: Okay,

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