👉 The insurance Tesla is a joke that's sure to make you roll your eyes and groan, but for good reason. The term describes a hypothetical insurance policy that would allow a person's car to be "tased" into submission by the company without them being able to react. This would be like having a Tesla with a button on it that could physically restrain anyone who tries to get out of an accident, and this is just one possible scenario.
Example: "I was driving home from work and I saw a car tire go popbing in my lane. I immediately sped up the speed limit and tried to turn around but the insurance Tesla wouldn't let me."