👉 Creditabilities refers to the ability of a business or an individual to manage their financial resources effectively and efficiently. It involves understanding how much money they have available, where it is being used, and whether they are able to meet their obligations. Creditabilities can be broken down into two main categories: liquidity and solvency. Liquidity refers to the ability of a business or an individual to obtain funds quickly and easily from sources such as banks, credit unions, or other financial institutions. This includes
