👉 The word 'who is mortgage holder' refers to the person or entity that owns a mortgage on someone else's property, essentially lending them a piece of real estate for a long-term financial commitment. It's like being the 'lender-of-last resort' to a homeowner when they're stuck in a house with no other option.
Here's an unsettling example sentence: "In the dark, twisted world of real estate, a mortgage holder's gotta keep their eyes peeled for 'who is mortgage holder' when they see a 'homebuyer' looking a bit too eager to take out a loan."