👉 Spend math is the practice of tracking and managing how much money you spend over time to understand your financial habits better. It involves recording every expense, categorizing them (like groceries, rent, or entertainment), and analyzing the total spent in each category. By doing this, you can identify areas where you might be overspending, set realistic budgets, and make informed decisions to improve your financial health. This process helps in creating a clearer picture of your spending patterns, enabling you to save more effectively and achieve financial goals.
