👉 Redargutory is a legal concept in the United States that refers to the use of a "red" or "black" card, which is a special type of credit card, to pay for items and services. The term was first used by the Federal Trade Commission (FTC) in 1972 to describe this practice. A redargutory card can be either a credit card or an installment plan card. An installment plan card allows customers to make payments over time, typically with
