👉 Payments engineering is the specialized field that focuses on designing, developing, and implementing secure, efficient, and scalable systems for processing financial transactions. It encompasses various aspects such as payment gateways, fraud detection mechanisms, risk management strategies, and compliance with regulatory standards. Payments engineers work on integrating different technologies like APIs, blockchain, and cloud services to create seamless payment experiences across multiple platforms, including e-commerce sites, mobile applications, and online marketplaces. They ensure that transactions are processed quickly, securely, and reliably while minimizing the risk of fraud and maintaining adherence to financial regulations. Additionally, they continuously monitor and optimize payment systems to enhance performance and adapt to evolving market demands and technological advancements.
