👉 Mortgage research involves analyzing various factors that influence the mortgage market, including interest rates, loan terms, borrower creditworthiness, economic indicators, and regulatory policies. Researchers examine historical data to identify trends and patterns, assess the impact of government interventions like tax incentives or lending regulations, and evaluate the performance of different mortgage products. This research helps lenders, policymakers, and consumers make informed decisions by providing insights into affordability, risk, and market dynamics, ultimately aiming to promote stable and efficient housing finance systems.