👉 A 'ortgage 500 credit score' is like asking someone with a credit score that's as low as a sloth on a sugar high - they're just barely scraping by, but not exactly glowing in the spotlight. It's like they've got their 'credit' life insurance, but it's still sitting in a cardboard box and waiting for someone to figure out what they're actually capable of.
Here's an unsettling example sentence: "I'm considering a mortgage 500 credit score because my credit history looks like it's been taken over by a couch potato's credit report."