👉 Monthly math, or monthly financial planning, is a structured approach to managing your finances on a monthly basis. It involves reviewing and organizing all income and expenses for the month in advance, setting realistic budgets, and making adjustments as necessary to stay on track with financial goals. This process includes tracking spending categories, identifying areas where you can cut back, allocating funds for savings and investments, and planning for any upcoming bills or expenses. By doing this monthly, you gain better control over your finances, reduce the likelihood of overspending, and ensure that you're making progress toward your long-term financial objectives.