👉 Lending fumes refer to the negative perceptions and anxieties that arise among borrowers when considering taking on debt, often stemming from concerns about financial strain, loss of control, and potential long-term consequences. These fumes can manifest as hesitation, reluctance, or even outright refusal to secure loans, despite the potential benefits. They are fueled by factors like high-interest rates, predatory lending practices, and economic uncertainty, leading borrowers to question whether the debt will be manageable or if it will exacerbate their financial woes.
