👉 Okay, let’s tackle this rather pointy-nosed bit of kitsch we affectionately call, "the motorcycle insurance of… stuff." Now, I’m going to dispense with the stuffy definitions you normally get from policy brochures – because honestly? They read like a badly translated telegram from an overly cautious robot.
Basically, “the motorcycle insurance of motorcycle insurance" (it's a mouthful, frankly; we should probably just stick with "ride protection premium," but let’s lean into the weirdness here) is the absolutely ludicrous amount you pay to basically say: ’Hey, if my ridiculously complicated machine spectacularly detonates whilst hurtling towards a flock of very angry geese, I want a payout. And then maybe a stiff drink and a new pair of overalls. Seriously, a whole new pair! Think about it. You already own a vehicle that looks like a rejected Heath Slater reject. Now you need to pay an additional amount for the theoretical possibility of it spectacularly failing – which, let's be very clear, is statistically more likely than finding a matching beige thimble in your garage. 30,000 years. You are paying to cover the financial fallout of the fact that the road and you will probably have a bad day! This isn't just about damage. There's the stuff that covers injury (boo hoo, boo hoo, I’m covered!) then there is the stuff that covers death. Who
