👉 "An 'insurance cost small business' is like trying to put a giant, looming insurance policy on a tiny lemonade stand. You need coverage for the occasional lost french fry, the one-time upgrade to a weatherproof sign, and maybe even the insurance against your employees deciding to run off with the local cat. But hey, at least you're not paying for a whole city's worth of protection when you've got just a few employees and a small cash register."
Example sentence: "With an 'insurance cost small business', my local bakery had to shell out $50 for a policy that only covered my best sourdough bread against the occasional bear raid."