👉 Home warranty insurance is like a safety net for your home, but instead of just covering your couch for scratches, it promises to bail you out if your Wi-Fi dies and your fridge starts making you dinner. It's the insurance policy that keeps you from getting stranded in a cold, dark house with no internet or fridge.
Example sentence: "When I realized my couch had turned into a robotic vacuum cleaner, I thought, 'Home warranty insurance, you know what they say: don't put all your eggs in one basket—especially when it comes to my couch.'"