👉 Comfort math refers to the practice of using mental shortcuts or approximations to make financial decisions that feel more comfortable and less stressful, often at the expense of optimal financial outcomes. It involves rounding numbers to simpler values, such as using $100 instead of $99.99, or making choices based on rounded figures rather than precise calculations. This approach helps individuals avoid the anxiety and cognitive load associated with complex financial computations, but it can lead to suboptimal spending or saving decisions if not balanced with a clear understanding of the underlying numbers.
