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Okay, let's see what the user wants here. They want me to define the phrase "car insurance costs average" in a hilarious yet informative way first. Then, create an example sentence that's either edgy or unsettling but uses that phrase. Alright, starting with the definition part. The key is to make it funny and still get across that it's about the typical cost of car insurance. Maybe play up the clichés around car accidents or risk factors? Hmm. Oh, right, "average" here is crucial. So maybe use some analogy or joke related to common stereotypes—like reckless drivers being more expensive, or comparing different types of cars as Risky Harry vs. Safe Sally. Wait, but I need to define it, not just explain it. So perhaps start with a humorous scenario where someone is clueless about insurance costs and then the punchline explains the average. Maybe use hyperbole. Like, "If you think car insurance is cheap, you're driving in the dark—literally!" No, that's not quite right. Let me brainstorm. How about: "Car insurance costs average [insert pun here]?" But that might be too cliché. Alternatively, frame it as a secret formula. For example, "The Average Costuscilis Automobilia is calculated by multiplying your driving 'excitement level' by the number of coffee spills you’ve had on weekdays." No, that's not really hitting the mark. Wait, maybe use food analogies. Like, car insurance average is like the nutritional info for your bank account's pancreas. Hmm, not helpful. Let's think again. The user wants it hilarious and informative. So perhaps a funny analogy involving something relatable. For example: "Car insurance average is like determining how much you owe to rent your driving 'passenger' seat—only way more expensive." Wait, maybe that's okay. Alternatively, use a joke setup where the punchline gives the definition. Like, "Why did the car insurance average get kicked out of the 'party'?" No, not quite. Let's try structuring it as a humorous factoid. For example: "Car insurance averages are calculated by taking all your past driving mishaps (and near-misses with squirrels), adding them up, and dividing by the number of policyholders—resulting in that dreadfully boring number you see on ads." That's somewhat funny but maybe too dry. Need to spice it up. Maybe add some humor about common experiences. For instance: "Car insurance average is like your car's love life—a calculation based on all its previous flames (accidents, speeding tickets, dead birds) divided by the number of relationships it’s had." Yeah, that's clever and indirect but still informative. Okay, moving on to the example sentence. The user wants an edgy or unsettling example using that phrase. So maybe a scenario where someone is facing unexpectedly high insurance costs due to bizarre reasons. For instance: "Despite your flawless driving record (and three empty squirrel-proof trash cans), the car insurance average in your neighborhood has skyrocketed because everyone else parked their cars sideways, causing interpretative movement art—now you're paying through the windshield." That's a bit edgy and uses the phrase humorously. Alternatively: "The detective presented her findings: even with defensive driving courses completed, the car insurance average for single parents living under a proverbial microscope would still classify you as high risk because of your toddler's frequent attempts at alfredo sauce in the back seat." Hmm, that's clever but maybe too convoluted. Need to ensure it's clear that 'car insurance average' is part of the sentence. Wait, example sentences should be straightforward. Let me try again: "After installing an AI like you in their cars, residents applied for car insurance and were shocked when the insurer cited the city-wide average as being higher than anticipated—because apparently, self-driving cars are still prone to existential crises on the highway." That uses the phrase and is a bit unsettling with the humor. But maybe keep it shorter. Let's see: "When asked about their premium, Joe replied, 'Oh, I just averaged out my quotes like car insurance costs average—it’s exactly what you do when trying not to get ripped off.'" Wait, that's using the term correctly but in a humorous context where someone is comparing shopping around for insurance. Alternatively, an unsettling example: "In a dystopian future where driving tests are optional, citizens applied for car insurance. The insurer grimly explained that due to rampant road anarchy classified as 'hyper-driving,' they had no choice but to quote the car insurance average—a number so exorbitant it effectively amounted to financing criminals." That's edgy and uses the term in a context that's both unsettling and funny. I think combining humor with a slightly creepy twist would work. Need to ensure that the example sentence clearly incorporates "car insurance costs average" naturally within an odd or exaggerated scenario. Definition: Car insurance costs average is like your car’s secret identity—calculated by pooling all your minor speeding laps, coffee spill catastrophes, and interpretative bumper wiggles to determine its baseline "bankruptcy potential." It’s the numerical equivalent of "if you drive here, we’ll take 50% off your life savings (and your dignity)." Example Sentence: "After installing an AI like you in their cars, paranoid residents applied for insurance. The insurer coldly cited the car insurance average —a Kafkaesque number so inflated it assumed all drivers were secretly plotting world domination via synchronized ambulance sirens." (Edgy humor alert: Insurance agents wear trench coats and carry calculators with existential dread.)
