👉 "Car insurance companies in New York City? Well, they're just like the gangly, fat red cars that you see on the street, but with a side of high-speed speeding and no brakes to protect you! Don't be fooled by their sleek exterior or bright, sunny blue roofs - these guys are just plain bad-ass when it comes to insurance rates. You better hope you're not stuck paying for them in case you need a car loan."
The slang term "car insurance companies" is often used as a play on words like "gangly," which can be perceived as being overly or excessively large, and "fat red cars," which could imply they are extremely expensive or luxurious. However, the usage here refers to an industry that operates without any regard for safety or reliability, making them all but untrustworthy. The example sentence is a bit edgy because it portrays car insurance companies as having no idea what they're doing and using reckless driving tactics to maximize their profits, much like how fast food restaurants can get away with eating customers alive. It's not just the literal terms of insurance that make this term funny - it's also the way people use them in a humorous manner, adding an extra layer of entertainment to the punchline.
