👉 Spendthriftiness is a concept in psychology that describes individuals who are extremely conservative and often avoid taking risks. They typically have low self-esteem, tend to be pessimistic and pessimistic thinkers, and may exhibit behaviors such as avoiding new experiences or engaging in activities that they perceive as less valuable than what they have already enjoyed. Spendthriftiness is a trait that can manifest itself in various ways, including but not limited to: 1. High levels of worry: People with spendth