👉 In the context of consumer finance and banking, "foreclosed" is a term used to describe a loan or mortgage that has been declared by the lender as past due, but still remains in default. This means that the borrower has not made their payments on time, even though they are currently making progress towards repaying the debt. Foreclosures occur when a lender, often through a bankruptcy court or liquidation process, takes possession of the property and sells it to pay off its debts. The
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